I Want That Pencil

I Want That Pencil

Sharpen Your Cashflow, Pencil Your Future.

James Chen


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Putting our needs aside, today, there are so many things we want but don’t need. How often do we actually get to own everything that we want to? Not very often. But how possible is it to actually get to own everything that we want to? Quite possible, if you are able to grasp your Money Map well and take control over your own cash flow. Sounds easy, doesn’t it? However, as easy as it may seem, most of us are actually unsure of how to make this happen. But don’t worry, you will be guided step-by-step through this simple yet proven concept. Other than understanding the concept and managing your cash flow well, another factor to consider is some of the common financial mistakes that many of us make throughout our lives. Therefore, we’ll also be pointing them out to help you avoid falling into these pits. With all these advice and guidance, you’re now the boss of your own finances. Whether or not you’ll end up getting your Pencils tomorrow, the decision is all in your hands.


James Chen:
James Chen, PBM, is the creator of the MoneyMap.sg, developed to help people better manage their finances. He commits himself to the local community, where he set up free tuition programme for the needy children. He has been awarded the Public Service Medal, for his contribution to the community.